In order to expedite the mortgage loan process, please be sure you bring everything
applicable on this list to make your appointment and the loan process as smooth as possible.

• Copy of Sales Contract (on the purchase of your new home).
  
• Copy of Sales Contract and certified copy of Closing Statement (on the sale of your present home).
  
• Residence History
  • Past 2 months of residence with complete addresses.
  • Length of time you lived at each residence.
  • Name of landlord and his/her address (if currently renting).
    
• Employment History
  Employers for the past two years with complete addresses.
  • Dates of employment for each place.
  • W-2s of most recent two years.
  • Most recent two year's tax returns (with all schedules).
  • Year-to-date profit and loss statement and current balance sheet (if self-employed).
  • If there have been any gaps in your employment, be prepared to explain.
    
• Copies of most recent monthly statements for all loans or credit card balances.
  
• Accounts
  • Copies of most recent three month's bank statements for all accounts, stock brokerages, mutual funds, IRAs, Pensions, etc.
    
• Current Real Estate
  • Property addresses.
  • Estimated market values.
  • Outstanding loan balances (bring copy of most recent loan statement).
  • Amount of monthly payment.
  • Amount of monthly rental income, if any (copy of any rental agreements).

• Personal Property
  • Net cash value of your life insurance.
  • Year, make and value of all vehicles.
  • Value of your furniture and personal property.
    
• If applicable, for the following:
  • Copy of divorce papers.
  • Certificate of eligibility & DD21 (for VA only).
  • Copy of driver's license and Social Security Card (for FHA only).

Get Qualified
Once you have your checklist ready and wantt to know how much you can afford. Click here